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BankHealth

BANK OF BEAVER CITY

BEAVER, OKLAHOMA · FDIC Cert #11862

A
Health Score
86/100
$175M
Total Assets
$161M
Total Deposits
13.90%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF BEAVER CITY holds a Tier 1 capital ratio of 13.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BEAVER CITY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.86%
Nonperforming Loans
Low — healthy loan portfolio
36.17%
Liquidity Ratio
Strong — can meet withdrawal demands
0.60%
Return on Assets
Low profitability
$161M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF BEAVER CITY shows strong financial health indicators. With $175M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF BEAVER CITY has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF BEAVER CITY holds $175M in total assets and $161M in total deposits. It is located in BEAVER, OKLAHOMA (FDIC Certificate #11862).

BANK OF BEAVER CITY has a Tier 1 capital ratio of 13.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.86%, and the return on assets is 0.60%.

Yes. BANK OF BEAVER CITY is FDIC-insured (Certificate #11862). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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