Is Bank of America NA Safe?
Bank of America NA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.53% | 89/100 |
| Nonperforming Loan Ratio | 0.74% | 85/100 |
| Liquidity Ratio | 45.43% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $2550.6B | |
How does Bank of America NA compare?
With a Bank Health Score of 88/100, Bank of America NA sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within North Carolina, where 36 FDIC-insured banks are headquartered, Bank of America NA ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 13.53% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.74% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of America NA's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital strengthened by 0.20 percentage points to 13.53%.
Bank of America NA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (66/100).