Is Bank 1st Safe?
Bank 1st has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 24.37% | 100/100 |
| Nonperforming Loan Ratio | 0.30% | 94/100 |
| Liquidity Ratio | 43.04% | 100/100 |
| Return on Assets | 0.84% | 54/100 |
| Total Assets | $0.2B | |
How does Bank 1st compare?
With a Bank Health Score of 94/100, Bank 1st sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Bank 1st ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 24.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.30% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank 1st's Bank Health Score improved by 33.0 points to 94/100. Tier 1 capital strengthened by 24.37 percentage points to 24.37%. Quarter-over-quarter, the score rose by 34.0 points.
Bank 1st has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).