BANK 1ST
WEST UNION, IOWA · FDIC Cert #13816
Capital & Safety Analysis
According to FDIC financial data, BANK 1ST holds a Tier 1 capital ratio of 24.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK 1ST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK 1ST shows strong financial health indicators. With $163M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK 1ST has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 24.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK 1ST holds $163M in total assets and $128M in total deposits. It is located in WEST UNION, IOWA (FDIC Certificate #13816).
BANK 1ST has a Tier 1 capital ratio of 24.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.30%, and the return on assets is 0.84%.
Yes. BANK 1ST is FDIC-insured (Certificate #13816). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.