Is Baker-Boyer National Bank Safe?
Baker-Boyer National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (22/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.15% | 93/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 39.47% | 100/100 |
| Return on Assets | 0.05% | 22/100 |
| Total Assets | $0.7B | |
How does Baker-Boyer National Bank compare?
With a Bank Health Score of 89/100, Baker-Boyer National Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Washington, where 30 FDIC-insured banks are headquartered, Baker-Boyer National Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.15% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Baker-Boyer National Bank's Bank Health Score held roughly steady at 89/100. Tier 1 capital strengthened by 0.34 percentage points to 14.15%.
Baker-Boyer National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (22/100).