Is Auburnbank Safe?
Auburnbank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.47% | 96/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 34.82% | 100/100 |
| Return on Assets | 0.78% | 51/100 |
| Total Assets | $1.0B | |
How does Auburnbank compare?
With a Bank Health Score of 93/100, Auburnbank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, Auburnbank ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 14.47% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Auburnbank's Bank Health Score fell by 1.0 points to 93/100. Tier 1 capital weakened by 0.55 percentage points to 14.47%.
Auburnbank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (51/100).