AUBURNBANK
AUBURN, ALABAMA · FDIC Cert #35
Capital & Safety Analysis
According to FDIC financial data, AUBURNBANK holds a Tier 1 capital ratio of 14.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AUBURNBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AUBURNBANK shows strong financial health indicators. With $1.0B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AUBURNBANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 14.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AUBURNBANK holds $1.0B in total assets and $947M in total deposits. It is located in AUBURN, ALABAMA (FDIC Certificate #35).
AUBURNBANK has a Tier 1 capital ratio of 14.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.14%, and the return on assets is 0.78%.
Yes. AUBURNBANK is FDIC-insured (Certificate #35). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.