Is Atlanta National Bank Safe?
Atlanta National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.79% | 100/100 |
| Nonperforming Loan Ratio | 0.58% | 88/100 |
| Liquidity Ratio | 57.07% | 100/100 |
| Return on Assets | 0.21% | 28/100 |
| Total Assets | $0.1B | |
How does Atlanta National Bank compare?
With a Bank Health Score of 89/100, Atlanta National Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Atlanta National Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 22.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.58% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Atlanta National Bank's Bank Health Score fell by 1.0 points to 89/100. Tier 1 capital strengthened by 0.35 percentage points to 22.79%. Quarter-over-quarter, the score rose by 2.0 points.
Atlanta National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).