Is Aroostook County Fs&La Safe?
Aroostook County Fs&La has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (34/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.55% | 100/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 28.39% | 94/100 |
| Return on Assets | 0.36% | 34/100 |
| Total Assets | $0.2B | |
How does Aroostook County Fs&La compare?
With a Bank Health Score of 91/100, Aroostook County Fs&La sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Maine, where 20 FDIC-insured banks are headquartered, Aroostook County Fs&La ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 17.55% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Aroostook County Fs&La's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital strengthened by 0.43 percentage points to 17.55%. Quarter-over-quarter, the score rose by 1.0 points.
Aroostook County Fs&La has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (34/100).