Skip to main content
BankHealth

AROOSTOOK COUNTY FS&LA

CARIBOU, MAINE · FDIC Cert #29743

A
Health Score
91/100
$190M
Total Assets
$166M
Total Deposits
17.55%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, AROOSTOOK COUNTY FS&LA holds a Tier 1 capital ratio of 17.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AROOSTOOK COUNTY FS&LA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.12%
Nonperforming Loans
Low — healthy loan portfolio
28.39%
Liquidity Ratio
Strong — can meet withdrawal demands
0.36%
Return on Assets
Low profitability
$166M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

AROOSTOOK COUNTY FS&LA shows strong financial health indicators. With $190M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

AROOSTOOK COUNTY FS&LA has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 17.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

AROOSTOOK COUNTY FS&LA holds $190M in total assets and $166M in total deposits. It is located in CARIBOU, MAINE (FDIC Certificate #29743).

AROOSTOOK COUNTY FS&LA has a Tier 1 capital ratio of 17.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.36%.

Yes. AROOSTOOK COUNTY FS&LA is FDIC-insured (Certificate #29743). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: