Is Andrew Johnson Bank Safe?
Andrew Johnson Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.20% | 94/100 |
| Nonperforming Loan Ratio | 0.06% | 99/100 |
| Liquidity Ratio | 23.71% | 75/100 |
| Return on Assets | 1.29% | 72/100 |
| Total Assets | $0.6B | |
How does Andrew Johnson Bank compare?
With a Bank Health Score of 88/100, Andrew Johnson Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Andrew Johnson Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.20% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.06% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Andrew Johnson Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital strengthened by 0.48 percentage points to 14.20%. Quarter-over-quarter, the score fell by 1.0 points.
Andrew Johnson Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).