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BankHealth

ANDREW JOHNSON BANK

GREENEVILLE, TENNESSEE · FDIC Cert #22015

A
Health Score
88/100
$573M
Total Assets
$524M
Total Deposits
14.20%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ANDREW JOHNSON BANK holds a Tier 1 capital ratio of 14.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ANDREW JOHNSON BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.06%
Nonperforming Loans
Low — healthy loan portfolio
23.71%
Liquidity Ratio
Strong — can meet withdrawal demands
1.29%
Return on Assets
Profitable — earning well on assets
$524M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ANDREW JOHNSON BANK shows strong financial health indicators. With $573M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ANDREW JOHNSON BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 14.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ANDREW JOHNSON BANK holds $573M in total assets and $524M in total deposits. It is located in GREENEVILLE, TENNESSEE (FDIC Certificate #22015).

ANDREW JOHNSON BANK has a Tier 1 capital ratio of 14.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.29%.

Yes. ANDREW JOHNSON BANK is FDIC-insured (Certificate #22015). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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