Is American Nb of Texas Safe?
American Nb of Texas has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (45/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.01% | 85/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 39.32% | 100/100 |
| Return on Assets | 0.63% | 45/100 |
| Total Assets | $5.5B | |
How does American Nb of Texas compare?
With a Bank Health Score of 88/100, American Nb of Texas sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, American Nb of Texas ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.01% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, American Nb of Texas's Bank Health Score improved by 1.0 points to 88/100. Tier 1 capital strengthened by 0.65 percentage points to 13.01%.
American Nb of Texas has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (45/100).