Is American Bank of Commerce Safe?
American Bank of Commerce has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.91% | 84/100 |
| Nonperforming Loan Ratio | 0.38% | 92/100 |
| Liquidity Ratio | 32.15% | 100/100 |
| Return on Assets | 0.64% | 46/100 |
| Total Assets | $1.4B | |
How does American Bank of Commerce compare?
With a Bank Health Score of 87/100, American Bank of Commerce sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, American Bank of Commerce ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 12.91% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.38% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, American Bank of Commerce's Bank Health Score improved by 2.0 points to 87/100. Tier 1 capital strengthened by 1.10 percentage points to 12.91%. Quarter-over-quarter, the score rose by 2.0 points.
American Bank of Commerce has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (46/100).