Is Amboy Bank Safe?
Amboy Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.94% | 100/100 |
| Nonperforming Loan Ratio | 0.40% | 92/100 |
| Liquidity Ratio | 23.20% | 73/100 |
| Return on Assets | 2.60% | 100/100 |
| Total Assets | $2.6B | |
How does Amboy Bank compare?
With a Bank Health Score of 91/100, Amboy Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Amboy Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.94% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.40% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Amboy Bank's Bank Health Score fell by 6.0 points to 91/100. Tier 1 capital strengthened by 1.25 percentage points to 15.94%. Quarter-over-quarter, the score fell by 4.0 points.
Amboy Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).