AMBOY BANK
OLD BRIDGE, NEW JERSEY · FDIC Cert #6423
Capital & Safety Analysis
According to FDIC financial data, AMBOY BANK holds a Tier 1 capital ratio of 15.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AMBOY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AMBOY BANK shows strong financial health indicators. With $2.6B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AMBOY BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 15.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AMBOY BANK holds $2.6B in total assets and $2.1B in total deposits. It is located in OLD BRIDGE, NEW JERSEY (FDIC Certificate #6423).
AMBOY BANK has a Tier 1 capital ratio of 15.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 2.60%.
Yes. AMBOY BANK is FDIC-insured (Certificate #6423). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.