Is Ambler Savings Bank Safe?
Ambler Savings Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (35/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.02% | 100/100 |
| Nonperforming Loan Ratio | 0.75% | 85/100 |
| Liquidity Ratio | 28.07% | 92/100 |
| Return on Assets | 0.37% | 35/100 |
| Total Assets | $0.5B | |
How does Ambler Savings Bank compare?
With a Bank Health Score of 87/100, Ambler Savings Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Ambler Savings Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 22.02% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.75% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ambler Savings Bank's Bank Health Score fell by 5.0 points to 87/100. Tier 1 capital weakened by 0.52 percentage points to 22.02%. Quarter-over-quarter, the score fell by 2.0 points.
Ambler Savings Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (35/100).