Is Amalgamated Bank Safe?
Amalgamated Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while loan quality is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.34% | 95/100 |
| Nonperforming Loan Ratio | 0.80% | 84/100 |
| Liquidity Ratio | 41.41% | 100/100 |
| Return on Assets | 1.87% | 95/100 |
| Total Assets | $8.3B | |
How does Amalgamated Bank compare?
With a Bank Health Score of 93/100, Amalgamated Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Amalgamated Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 14.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.80% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Amalgamated Bank's Bank Health Score improved by 3.0 points to 93/100. Tier 1 capital strengthened by 0.61 percentage points to 14.34%. Quarter-over-quarter, the score fell by 1.0 points.
Amalgamated Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while loan quality is its weakest area (84/100).