Is Alva State Bank&Trust Co Safe?
Alva State Bank&Trust Co has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (90/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.68% | 100/100 |
| Nonperforming Loan Ratio | 0.50% | 90/100 |
| Liquidity Ratio | 44.57% | 100/100 |
| Return on Assets | 2.49% | 100/100 |
| Total Assets | $0.5B | |
How does Alva State Bank&Trust Co compare?
With a Bank Health Score of 97/100, Alva State Bank&Trust Co sits 27.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Alva State Bank&Trust Co ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 20.68% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.50% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Alva State Bank&Trust Co's Bank Health Score fell by 2.0 points to 97/100. Tier 1 capital strengthened by 1.99 percentage points to 20.68%. Quarter-over-quarter, the score fell by 1.0 points.
Alva State Bank&Trust Co has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (90/100).