ALVA STATE BANK&TRUST CO
ALVA, OKLAHOMA · FDIC Cert #9465
Capital & Safety Analysis
According to FDIC financial data, ALVA STATE BANK&TRUST CO holds a Tier 1 capital ratio of 20.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ALVA STATE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ALVA STATE BANK&TRUST CO shows strong financial health indicators. With $494M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ALVA STATE BANK&TRUST CO has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 20.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ALVA STATE BANK&TRUST CO holds $494M in total assets and $406M in total deposits. It is located in ALVA, OKLAHOMA (FDIC Certificate #9465).
ALVA STATE BANK&TRUST CO has a Tier 1 capital ratio of 20.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 2.49%.
Yes. ALVA STATE BANK&TRUST CO is FDIC-insured (Certificate #9465). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.