Is Altamaha Bank&Trust Co Safe?
Altamaha Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (90/100), while profitability is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.88% | 84/100 |
| Nonperforming Loan Ratio | 0.61% | 88/100 |
| Liquidity Ratio | 27.41% | 90/100 |
| Return on Assets | 1.55% | 82/100 |
| Total Assets | $0.3B | |
How does Altamaha Bank&Trust Co compare?
With a Bank Health Score of 86/100, Altamaha Bank&Trust Co sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Altamaha Bank&Trust Co ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 12.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.61% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Altamaha Bank&Trust Co's Bank Health Score improved by 1.0 points to 86/100. Tier 1 capital was essentially flat at 12.88%. Quarter-over-quarter, the score fell by 1.0 points.
Altamaha Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (90/100), while profitability is its weakest area (82/100).