How Big Is Traditional Bank INC?
Traditional Bank INC holds $2.3B in total assets and $2.0B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 481st-largest of the 3,960 FDIC-insured banks we track — in the top 12% by size. Those figures come from Traditional Bank INC's latest FDIC call report (cert #2711); it is a strong regional or community bank, with $1 billion to $10 billion in assets.
This page answers a common banking-safety question: How Big Is Traditional Bank INC?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Traditional Bank INC Size at a Glance
- Total assets
- $2.3B
- Total deposits
- $2.0B
- Domestic deposits
- $2.0B
- Size class
- mid-size bank
- Rank by assets
- #481 of 3,960
- Headquarters
- Mount Sterling, Kentucky
Source: FDIC Call Report data (cert #2711). Figures reflect the latest reported quarter.
With $2.3B in total assets, Traditional Bank INC is a strong regional or community bank, with $1 billion to $10 billion in assets. Nationally, that makes it the 481st-largest of the 3,960 FDIC-insured banks we track, in the top 12% by size. The bank funds those assets largely with $2.0B in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.32% | 95/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 32.50% | 100/100 |
| Return on Assets | 0.67% | 47/100 |
| Total Assets | $2.3B | |
How does Traditional Bank INC compare?
With a Bank Health Score of 92/100, Traditional Bank INC sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Traditional Bank INC ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 14.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Traditional Bank INC's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital weakened by 0.62 percentage points to 14.32%.
Frequently Asked Questions
Traditional Bank INC holds $2.3B in total assets and $2.0B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 481st-largest of the 3,960 FDIC-insured banks we track — in the top 12% by size. Those figures come from Traditional Bank INC's latest FDIC call report (cert #2711); it is a strong regional or community bank, with $1 billion to $10 billion in assets.
Traditional Bank INC ranks 481st by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 12% by size. Its $2.3B in assets classify it as a mid-size bank.
Traditional Bank INC reports $2.3B in total assets and $2.0B in total deposits ($2.0B of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Traditional Bank INC earns a Bank Health Score of 92/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $2.3B asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Traditional Bank INC (FDIC certificate #2711) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Traditional Bank INC
Traditional Bank INC holds $2.3B in total assets and $2.0B in deposits, making it a mid-size bank by U.S. standards. By total assets it is the 481st-largest of the 3,960 FDIC-insured banks we track — in the top 12% by size. Those figures come from Traditional Bank INC's latest FDIC call report (cert #2711); it is a strong regional or community bank, with $1 billion to $10 billion in assets.