Is Traditional Bank INC Safe?
Traditional Bank INC has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (47/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.32% | 95/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 32.50% | 100/100 |
| Return on Assets | 0.67% | 47/100 |
| Total Assets | $2.3B | |
How does Traditional Bank INC compare?
With a Bank Health Score of 92/100, Traditional Bank INC sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Traditional Bank INC ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 14.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Traditional Bank INC's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital weakened by 0.62 percentage points to 14.32%.
Traditional Bank INC has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (47/100).