How Big Is Square Finl Services INC?
Square Finl Services INC holds $816M in total assets and $256M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,097th-largest of the 3,960 FDIC-insured banks we track — in the top 28% by size. Those figures come from Square Finl Services INC's latest FDIC call report (cert #59177); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Square Finl Services INC?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Square Finl Services INC Size at a Glance
- Total assets
- $816M
- Total deposits
- $256M
- Domestic deposits
- $256M
- Size class
- community bank
- Rank by assets
- #1,097 of 3,960
- Headquarters
- Salt Lake City, Utah
Source: FDIC Call Report data (cert #59177). Figures reflect the latest reported quarter.
With $816M in total assets, Square Finl Services INC is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,097th-largest of the 3,960 FDIC-insured banks we track, in the top 28% by size. The bank funds those assets largely with $256M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 147.87% | 100/100 |
| Nonperforming Loan Ratio | 2.15% | 57/100 |
| Liquidity Ratio | 60.49% | 100/100 |
| Return on Assets | 30.84% | 100/100 |
| Total Assets | $0.8B | |
How does Square Finl Services INC compare?
With a Bank Health Score of 87/100, Square Finl Services INC sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Square Finl Services INC ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 147.87% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 2.15% is elevated, signaling stressed loans on the balance sheet.
What changed in the last year?
Over the last four quarters, Square Finl Services INC's Bank Health Score fell by 11.0 points to 87/100. Tier 1 capital strengthened by 20.21 percentage points to 147.87%. Quarter-over-quarter, the score fell by 10.0 points.
Frequently Asked Questions
Square Finl Services INC holds $816M in total assets and $256M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,097th-largest of the 3,960 FDIC-insured banks we track — in the top 28% by size. Those figures come from Square Finl Services INC's latest FDIC call report (cert #59177); it is a local community institution, with $100 million to $1 billion in assets.
Square Finl Services INC ranks 1,097th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 28% by size. Its $816M in assets classify it as a community bank.
Square Finl Services INC reports $816M in total assets and $256M in total deposits ($256M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Square Finl Services INC earns a Bank Health Score of 87/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $816M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Square Finl Services INC (FDIC certificate #59177) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Square Finl Services INC
Square Finl Services INC holds $816M in total assets and $256M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,097th-largest of the 3,960 FDIC-insured banks we track — in the top 28% by size. Those figures come from Square Finl Services INC's latest FDIC call report (cert #59177); it is a local community institution, with $100 million to $1 billion in assets.