Is Square Finl Services INC Safe?
Square Finl Services INC has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 147.87% | 100/100 |
| Nonperforming Loan Ratio | 2.15% | 57/100 |
| Liquidity Ratio | 60.49% | 100/100 |
| Return on Assets | 30.84% | 100/100 |
| Total Assets | $0.8B | |
How does Square Finl Services INC compare?
With a Bank Health Score of 87/100, Square Finl Services INC sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Square Finl Services INC ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 147.87% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 2.15% is elevated, signaling stressed loans on the balance sheet.
What changed in the last year?
Over the last four quarters, Square Finl Services INC's Bank Health Score fell by 11.0 points to 87/100. Tier 1 capital strengthened by 20.21 percentage points to 147.87%. Quarter-over-quarter, the score fell by 10.0 points.
Square Finl Services INC has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (57/100).