How Big Is Scribner Bank?
Scribner Bank holds $81M in total assets and $69M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,490th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Scribner Bank's latest FDIC call report (cert #14026); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Scribner Bank?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Scribner Bank Size at a Glance
- Total assets
- $81M
- Total deposits
- $69M
- Domestic deposits
- $69M
- Size class
- small bank
- Rank by assets
- #3,490 of 3,960
- Headquarters
- Scribner, Nebraska
Source: FDIC Call Report data (cert #14026). Figures reflect the latest reported quarter.
With $81M in total assets, Scribner Bank is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,490th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $69M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.88% | 100/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 40.95% | 100/100 |
| Return on Assets | 3.12% | 100/100 |
| Total Assets | $0.1B | |
How does Scribner Bank compare?
With a Bank Health Score of 98/100, Scribner Bank sits 28.0 points above the national average of 70/100 for FDIC-insured banks. Within Nebraska, where 120 FDIC-insured banks are headquartered, Scribner Bank ranks above the state average of 65/100 (Grade B).
The bank's Tier 1 capital ratio of 21.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Scribner Bank's Bank Health Score improved by 1.0 points to 98/100. Tier 1 capital weakened by 0.24 percentage points to 21.88%.
Frequently Asked Questions
Scribner Bank holds $81M in total assets and $69M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,490th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Scribner Bank's latest FDIC call report (cert #14026); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Scribner Bank ranks 3,490th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $81M in assets classify it as a small bank.
Scribner Bank reports $81M in total assets and $69M in total deposits ($69M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Scribner Bank earns a Bank Health Score of 98/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $81M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Scribner Bank (FDIC certificate #14026) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Scribner Bank
Scribner Bank holds $81M in total assets and $69M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,490th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Scribner Bank's latest FDIC call report (cert #14026); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.