How Big Is Pioneer Trust Bank NA?
Pioneer Trust Bank NA holds $668M in total assets and $570M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,263rd-largest of the 3,960 FDIC-insured banks we track — in the top 32% by size. Those figures come from Pioneer Trust Bank NA's latest FDIC call report (cert #19827); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Pioneer Trust Bank NA?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Pioneer Trust Bank NA Size at a Glance
- Total assets
- $668M
- Total deposits
- $570M
- Domestic deposits
- $570M
- Size class
- community bank
- Rank by assets
- #1,263 of 3,960
- Headquarters
- Salem, Oregon
Source: FDIC Call Report data (cert #19827). Figures reflect the latest reported quarter.
With $668M in total assets, Pioneer Trust Bank NA is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 1,263rd-largest of the 3,960 FDIC-insured banks we track, in the top 32% by size. The bank funds those assets largely with $570M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.71% | 100/100 |
| Nonperforming Loan Ratio | 0.45% | 91/100 |
| Liquidity Ratio | 18.32% | 53/100 |
| Return on Assets | 2.94% | 100/100 |
| Total Assets | $0.7B | |
How does Pioneer Trust Bank NA compare?
With a Bank Health Score of 86/100, Pioneer Trust Bank NA sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Oregon, where 13 FDIC-insured banks are headquartered, Pioneer Trust Bank NA ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 15.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.45% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pioneer Trust Bank NA's Bank Health Score fell by 11.0 points to 86/100. Tier 1 capital strengthened by 0.65 percentage points to 15.71%. Quarter-over-quarter, the score fell by 1.0 points.
Frequently Asked Questions
Pioneer Trust Bank NA holds $668M in total assets and $570M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,263rd-largest of the 3,960 FDIC-insured banks we track — in the top 32% by size. Those figures come from Pioneer Trust Bank NA's latest FDIC call report (cert #19827); it is a local community institution, with $100 million to $1 billion in assets.
Pioneer Trust Bank NA ranks 1,263rd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 32% by size. Its $668M in assets classify it as a community bank.
Pioneer Trust Bank NA reports $668M in total assets and $570M in total deposits ($570M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Pioneer Trust Bank NA earns a Bank Health Score of 86/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $668M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Pioneer Trust Bank NA (FDIC certificate #19827) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Pioneer Trust Bank NA
Pioneer Trust Bank NA holds $668M in total assets and $570M in deposits, making it a community bank by U.S. standards. By total assets it is the 1,263rd-largest of the 3,960 FDIC-insured banks we track — in the top 32% by size. Those figures come from Pioneer Trust Bank NA's latest FDIC call report (cert #19827); it is a local community institution, with $100 million to $1 billion in assets.