How Big Is Key National Tr Co of De?
Key National Tr Co of De holds $8M in total assets and $0 in deposits, making it a small bank by U.S. standards. By total assets it is the 3,949th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Key National Tr Co of De's latest FDIC call report (cert #59069); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Key National Tr Co of De?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Key National Tr Co of De Size at a Glance
- Total assets
- $8M
- Total deposits
- $0
- Domestic deposits
- $0
- Size class
- small bank
- Rank by assets
- #3,949 of 3,960
- Headquarters
- Wilmington, Delaware
Source: FDIC Call Report data (cert #59069). Figures reflect the latest reported quarter.
With $8M in total assets, Key National Tr Co of De is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,949th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $0 in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 100.26% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 96.74% | 100/100 |
| Return on Assets | 15.29% | 100/100 |
| Total Assets | $0.0B | |
How does Key National Tr Co of De compare?
With a Bank Health Score of 100/100, Key National Tr Co of De sits 20.0 points above the national average of 80/100 for FDIC-insured banks. Within Delaware, where 24 FDIC-insured banks are headquartered, Key National Tr Co of De ranks above the state average of 87/100 (Grade A).
The bank's Tier 1 capital ratio of 100.26% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold. Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Key National Tr Co of De's Bank Health Score held roughly steady at 100/100. Tier 1 capital strengthened by 0.80 percentage points to 100.26%.
Frequently Asked Questions
Key National Tr Co of De holds $8M in total assets and $0 in deposits, making it a small bank by U.S. standards. By total assets it is the 3,949th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Key National Tr Co of De's latest FDIC call report (cert #59069); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Key National Tr Co of De ranks 3,949th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $8M in assets classify it as a small bank.
Key National Tr Co of De reports $8M in total assets and $0 in total deposits ($0 of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Key National Tr Co of De earns a Bank Health Score of 100/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $8M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Key National Tr Co of De (FDIC certificate #59069) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Key National Tr Co of De
Key National Tr Co of De holds $8M in total assets and $0 in deposits, making it a small bank by U.S. standards. By total assets it is the 3,949th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Key National Tr Co of De's latest FDIC call report (cert #59069); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.