How Big Is Goldman Sachs Bank USA?
Goldman Sachs Bank USA holds $545.2B in total assets and $373.3B in deposits, making it a mega-bank by U.S. standards. By total assets it is the 7th-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from Goldman Sachs Bank USA's latest FDIC call report (cert #33124); it is one of the largest financial institutions in the country, with over $250 billion in assets.
This page answers a common banking-safety question: How Big Is Goldman Sachs Bank USA?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Goldman Sachs Bank USA Size at a Glance
- Total assets
- $545.2B
- Total deposits
- $373.3B
- Domestic deposits
- $356.9B
- Size class
- mega-bank
- Rank by assets
- #7 of 3,960
- Headquarters
- New York, New York
Source: FDIC Call Report data (cert #33124). Figures reflect the latest reported quarter.
With $545.2B in total assets, Goldman Sachs Bank USA is one of the largest financial institutions in the country, with over $250 billion in assets. Nationally, that makes it the 7th-largest of the 3,960 FDIC-insured banks we track, in the top 0% by size. The bank funds those assets largely with $373.3B in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.81% | 100/100 |
| Nonperforming Loan Ratio | 1.95% | 61/100 |
| Liquidity Ratio | 33.59% | 100/100 |
| Return on Assets | 2.20% | 100/100 |
| Total Assets | $545.2B | |
How does Goldman Sachs Bank USA compare?
With a Bank Health Score of 88/100, Goldman Sachs Bank USA sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Goldman Sachs Bank USA ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 15.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.95% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Goldman Sachs Bank USA's Bank Health Score improved by 7.0 points to 88/100. Tier 1 capital strengthened by 1.90 percentage points to 15.81%.
Frequently Asked Questions
Goldman Sachs Bank USA holds $545.2B in total assets and $373.3B in deposits, making it a mega-bank by U.S. standards. By total assets it is the 7th-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from Goldman Sachs Bank USA's latest FDIC call report (cert #33124); it is one of the largest financial institutions in the country, with over $250 billion in assets.
Goldman Sachs Bank USA ranks 7th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks, placing it in the top 0% by size. Its $545.2B in assets classify it as a mega-bank.
Goldman Sachs Bank USA reports $545.2B in total assets and $373.3B in total deposits ($356.9B of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Goldman Sachs Bank USA earns a Bank Health Score of 88/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $545.2B asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Goldman Sachs Bank USA (FDIC certificate #33124) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Goldman Sachs Bank USA
Goldman Sachs Bank USA holds $545.2B in total assets and $373.3B in deposits, making it a mega-bank by U.S. standards. By total assets it is the 7th-largest of the 3,960 FDIC-insured banks we track — in the top 0% by size. Those figures come from Goldman Sachs Bank USA's latest FDIC call report (cert #33124); it is one of the largest financial institutions in the country, with over $250 billion in assets.