Is Goldman Sachs Bank USA Safe?
Goldman Sachs Bank USA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.81% | 100/100 |
| Nonperforming Loan Ratio | 1.95% | 61/100 |
| Liquidity Ratio | 33.59% | 100/100 |
| Return on Assets | 2.20% | 100/100 |
| Total Assets | $545.2B | |
How does Goldman Sachs Bank USA compare?
With a Bank Health Score of 88/100, Goldman Sachs Bank USA sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Goldman Sachs Bank USA ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 15.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.95% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Goldman Sachs Bank USA's Bank Health Score improved by 7.0 points to 88/100. Tier 1 capital strengthened by 1.90 percentage points to 15.81%.
Goldman Sachs Bank USA has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (61/100).