How Big Is First Security Bank West?
First Security Bank West holds $68M in total assets and $62M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,592nd-largest of the 3,960 FDIC-insured banks we track. Those figures come from First Security Bank West's latest FDIC call report (cert #10253); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is First Security Bank West?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
First Security Bank West Size at a Glance
- Total assets
- $68M
- Total deposits
- $62M
- Domestic deposits
- $62M
- Size class
- small bank
- Rank by assets
- #3,592 of 3,960
- Headquarters
- Beulah, North Dakota
Source: FDIC Call Report data (cert #10253). Figures reflect the latest reported quarter.
With $68M in total assets, First Security Bank West is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,592nd-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $62M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.66% | 100/100 |
| Nonperforming Loan Ratio | 0.03% | 99/100 |
| Liquidity Ratio | 59.58% | 100/100 |
| Return on Assets | 2.15% | 100/100 |
| Total Assets | $0.1B | |
How does First Security Bank West compare?
With a Bank Health Score of 100/100, First Security Bank West sits 30.0 points above the national average of 70/100 for FDIC-insured banks. Within North Dakota, where 55 FDIC-insured banks are headquartered, First Security Bank West ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 28.66% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.03% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Security Bank West's Bank Health Score improved by 28.0 points to 100/100. Tier 1 capital weakened by 1.28 percentage points to 28.66%. Quarter-over-quarter, the score rose by 21.0 points.
Frequently Asked Questions
First Security Bank West holds $68M in total assets and $62M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,592nd-largest of the 3,960 FDIC-insured banks we track. Those figures come from First Security Bank West's latest FDIC call report (cert #10253); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
First Security Bank West ranks 3,592nd by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $68M in assets classify it as a small bank.
First Security Bank West reports $68M in total assets and $62M in total deposits ($62M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. First Security Bank West earns a Bank Health Score of 100/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $68M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. First Security Bank West (FDIC certificate #10253) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about First Security Bank West
First Security Bank West holds $68M in total assets and $62M in deposits, making it a small bank by U.S. standards. By total assets it is the 3,592nd-largest of the 3,960 FDIC-insured banks we track. Those figures come from First Security Bank West's latest FDIC call report (cert #10253); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.