How Big Is Everence Trust Co?
Everence Trust Co holds $14M in total assets and $500K in deposits, making it a small bank by U.S. standards. By total assets it is the 3,935th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Everence Trust Co's latest FDIC call report (cert #57109); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
This page answers a common banking-safety question: How Big Is Everence Trust Co?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Everence Trust Co Size at a Glance
- Total assets
- $14M
- Total deposits
- $500K
- Domestic deposits
- $500K
- Size class
- small bank
- Rank by assets
- #3,935 of 3,960
- Headquarters
- Goshen, Indiana
Source: FDIC Call Report data (cert #57109). Figures reflect the latest reported quarter.
With $14M in total assets, Everence Trust Co is one of the smallest FDIC-insured institutions, with under $100 million in assets. Nationally, that makes it the 3,935th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $500K in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 138.45% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 60.30% | 100/100 |
| Return on Assets | 14.15% | 100/100 |
| Total Assets | $0.0B | |
How does Everence Trust Co compare?
With a Bank Health Score of 100/100, Everence Trust Co sits 30.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Everence Trust Co ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 138.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Everence Trust Co's Bank Health Score improved by 10.0 points to 100/100. Tier 1 capital weakened by 13.31 percentage points to 138.45%.
Frequently Asked Questions
Everence Trust Co holds $14M in total assets and $500K in deposits, making it a small bank by U.S. standards. By total assets it is the 3,935th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Everence Trust Co's latest FDIC call report (cert #57109); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.
Everence Trust Co ranks 3,935th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $14M in assets classify it as a small bank.
Everence Trust Co reports $14M in total assets and $500K in total deposits ($500K of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Everence Trust Co earns a Bank Health Score of 100/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $14M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Everence Trust Co (FDIC certificate #57109) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Everence Trust Co
Everence Trust Co holds $14M in total assets and $500K in deposits, making it a small bank by U.S. standards. By total assets it is the 3,935th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Everence Trust Co's latest FDIC call report (cert #57109); it is one of the smallest FDIC-insured institutions, with under $100 million in assets.