How Big Is Bank of Whittier NA?
Bank of Whittier NA holds $172M in total assets and $147M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,824th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Bank of Whittier NA's latest FDIC call report (cert #24211); it is a local community institution, with $100 million to $1 billion in assets.
This page answers a common banking-safety question: How Big Is Bank of Whittier NA?. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Bank of Whittier NA Size at a Glance
- Total assets
- $172M
- Total deposits
- $147M
- Domestic deposits
- $147M
- Size class
- community bank
- Rank by assets
- #2,824 of 3,960
- Headquarters
- Whittier, California
Source: FDIC Call Report data (cert #24211). Figures reflect the latest reported quarter.
With $172M in total assets, Bank of Whittier NA is a local community institution, with $100 million to $1 billion in assets. Nationally, that makes it the 2,824th-largest of the 3,960 FDIC-insured banks we track. The bank funds those assets largely with $147M in customer deposits — a typical structure for a U.S. bank, where deposits are the primary funding source for lending.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.52% | 89/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 52.82% | 100/100 |
| Return on Assets | 1.19% | 68/100 |
| Total Assets | $0.2B | |
How does Bank of Whittier NA compare?
With a Bank Health Score of 93/100, Bank of Whittier NA sits 13.0 points above the national average of 80/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Bank of Whittier NA ranks above the state average of 82/100 (Grade A).
The bank's Tier 1 capital ratio of 13.52% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold. Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Whittier NA's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital strengthened by 0.24 percentage points to 13.52%. Quarter-over-quarter, the score rose by 3.0 points.
Frequently Asked Questions
Bank of Whittier NA holds $172M in total assets and $147M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,824th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Bank of Whittier NA's latest FDIC call report (cert #24211); it is a local community institution, with $100 million to $1 billion in assets.
Bank of Whittier NA ranks 2,824th by total assets out of the 3,960 FDIC-insured banks BankHealth tracks. Its $172M in assets classify it as a community bank.
Bank of Whittier NA reports $172M in total assets and $147M in total deposits ($147M of it domestic). Total assets include loans, securities, and cash the bank owns; deposits are the money customers have placed with the bank. Deposits are typically a bank's largest funding source, and FDIC insurance covers each depositor up to $250,000 per ownership category.
Size and safety are different things. A bank's size (total assets) measures scale, not health — small banks and large banks can each be financially strong or weak. Bank of Whittier NA earns a Bank Health Score of 93/100 (grade A) on capital, loan quality, liquidity, and profitability, independent of its $172M asset base. For deposits within the $250,000 FDIC limit, size does not change your insurance protection.
Yes. Bank of Whittier NA (FDIC certificate #24211) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Bank of Whittier NA
Bank of Whittier NA holds $172M in total assets and $147M in deposits, making it a community bank by U.S. standards. By total assets it is the 2,824th-largest of the 3,960 FDIC-insured banks we track. Those figures come from Bank of Whittier NA's latest FDIC call report (cert #24211); it is a local community institution, with $100 million to $1 billion in assets.