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BankHealth

BANK OF WHITTIER NA

WHITTIER, CALIFORNIA · FDIC Cert #24211

C
Health Score
62/100
$172M
Total Assets
$147M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, BANK OF WHITTIER NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject BANK OF WHITTIER NA to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
52.82%
Liquidity Ratio
Strong — can meet withdrawal demands
1.19%
Return on Assets
Profitable — earning well on assets
$147M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF WHITTIER NA shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF WHITTIER NA has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF WHITTIER NA holds $172M in total assets and $147M in total deposits. It is located in WHITTIER, CALIFORNIA (FDIC Certificate #24211).

BANK OF WHITTIER NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.19%.

Yes. BANK OF WHITTIER NA is FDIC-insured (Certificate #24211). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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