Bankers Bank of Kansas Safety Rating
Bankers Bank of Kansas's safety rating is grade A, a Bank Health Score of 93/100 built from FDIC call report data. That ranks #479 out of 3,960 FDIC-insured banks nationally (top 12%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Bankers Bank of Kansas's best component is Tier 1 capital (100/100) and its weakest is liquidity (77/100).
This page answers a common banking-safety question: Bankers Bank of Kansas Safety Rating. The answer draws on FDIC Call Report filings, the quarterly disclosure every FDIC-insured bank submits covering capital, assets, loans, deposits, and earnings. Call Report data is one of the most comprehensive bank-level public-records systems in the U.S. financial system. Why this matters for depositors: most U.S. consumer deposits are FDIC-insured up to $250,000 per depositor per insured bank, so bank failure does not directly threaten typical retail deposits within that limit. But the bank-health analysis is still useful for above-limit deposits (small businesses, treasurers, high-net-worth depositors) and for understanding the broader stability of regional banking.
The detailed answer below uses the actual FDIC Call Report numbers, explains how to read them, and translates the regulatory accounting into the depositor-relevant interpretation of the question.
Bankers Bank of Kansas Safety Rating Breakdown
- Overall rating
- Grade A (93/100)
- National rank
- #479 of 3,960
- Tier 1 capital (35%)
- 100/100
- Loan quality (30%)
- 95/100
- Liquidity (25%)
- 77/100
- Profitability (10%)
- 100/100
Source: FDIC Call Report data. The BankHealth safety rating is an editorial composite, not an official regulatory rating.
A grade A rating places Bankers Bank of Kansas among the stronger FDIC-insured banks on the composite — strong capital with manageable risk on the other factors. Nationally it ranks in roughly the top 12% of the 3,960 banks we score.
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.20% | 100/100 |
| Nonperforming Loan Ratio | 0.25% | 95/100 |
| Liquidity Ratio | 24.32% | 77/100 |
| Return on Assets | 2.43% | 100/100 |
| Total Assets | $0.2B | |
How does Bankers Bank of Kansas compare?
With a Bank Health Score of 93/100, Bankers Bank of Kansas sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Bankers Bank of Kansas ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 22.20% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.25% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bankers Bank of Kansas's Bank Health Score improved by 13.0 points to 93/100. Tier 1 capital strengthened by 1.47 percentage points to 22.20%. Quarter-over-quarter, the score rose by 3.0 points.
Frequently Asked Questions
Bankers Bank of Kansas's safety rating is grade A, a Bank Health Score of 93/100 built from FDIC call report data. That ranks #479 out of 3,960 FDIC-insured banks nationally (top 12%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Bankers Bank of Kansas's best component is Tier 1 capital (100/100) and its weakest is liquidity (77/100).
The BankHealth safety rating converts four FDIC call report metrics into a single 0-100 score and an A-F grade. It weights Tier 1 capital ratio (35%), the inverted nonperforming-loan ratio (30%), liquidity ratio (25%), and return on assets (10%). For Bankers Bank of Kansas: Tier 1 capital scores 100/100, loan quality 95/100, liquidity 77/100, and profitability 100/100 — combining to 93/100 (grade A).
Bankers Bank of Kansas's Bank Health Score of 93/100 is 24.0 points above the Kansas state average of 69/100. 159 FDIC-insured banks are headquartered in Kansas.
Yes. Bankers Bank of Kansas (FDIC certificate #27351) is FDIC-insured, meaning each depositor is covered up to $250,000 per ownership category if the bank fails. FDIC insurance protects checking, savings, money market, and CD deposits — it does not cover stocks, bonds, mutual funds, or annuities.
More about Bankers Bank of Kansas
Bankers Bank of Kansas's safety rating is grade A, a Bank Health Score of 93/100 built from FDIC call report data. That ranks #479 out of 3,960 FDIC-insured banks nationally (top 12%). The rating weights Tier 1 capital (35%), loan quality (30%), liquidity (25%), and profitability (10%); Bankers Bank of Kansas's best component is Tier 1 capital (100/100) and its weakest is liquidity (77/100).