Woodsville Guaranty Sb vs First Seacoast Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Woodsville Guaranty Sb has a stronger Bank Health Score of 87/100 (A) compared to First Seacoast Bank at 87/100 (A), a difference of 0 points. Woodsville Guaranty Sb holds a Tier 1 capital ratio of 15.45% and an NPL ratio of 0.20%.
| Metric | Woodsville Guaranty Sb | First Seacoast Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 87/100 (A) | 87/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.5%* | 14.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 24.3% | 25.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 0.5%* | 0.5% |
| Total Assets | $670M | $602M |
| Total Deposits | $521M | $471M |
| Location | Woodsville, New Hampshire | Dover, New Hampshire |
Woodsville Guaranty Sb has a stronger Bank Health Score of 87/100 (A) compared to First Seacoast Bank at 87/100 (A), a difference of 0 points. Woodsville Guaranty Sb holds a Tier 1 capital ratio of 15.45% and an NPL ratio of 0.20%.