Wilmington Svg Fund Society vs Santander Bank N A
Side-by-side bank health comparison using FDIC financial data
Verdict
Wilmington Svg Fund Society has a stronger Bank Health Score of 88/100 (A) compared to Santander Bank N A at 84/100 (A), a difference of 4 points. Wilmington Svg Fund Society holds a Tier 1 capital ratio of 13.07% and an NPL ratio of 0.56%.
| Metric | Wilmington Svg Fund Society | Santander Bank N A |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 88/100 (A)* | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.1% | 16.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.6%* | 1.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 27.6% | 27.7%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.8%* | 0.7% |
| Total Assets | $20.6B | $100.6B |
| Total Deposits | $16.7B | $75.4B |
| Location | Wilmington, Delaware | Wilmington, Delaware |
Wilmington Svg Fund Society has a stronger Bank Health Score of 88/100 (A) compared to Santander Bank N A at 84/100 (A), a difference of 4 points. Wilmington Svg Fund Society holds a Tier 1 capital ratio of 13.07% and an NPL ratio of 0.56%.