Wex Bank vs Bmw Bank of North America
Side-by-side bank health comparison using FDIC financial data
Verdict
Wex Bank has a stronger Bank Health Score of 92/100 (A) compared to Bmw Bank of North America at 92/100 (A), a difference of 0 points. Wex Bank holds a Tier 1 capital ratio of 13.10% and an NPL ratio of 0.55%.
| Metric | Wex Bank | Bmw Bank of North America |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A) | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.1% | 15.2%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.5% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 51.4%* | 23.3% |
| Return on Assets Profitability metric (above 1% is strong) | 5.5%* | 2.9% |
| Total Assets | $7.6B | $12.1B |
| Total Deposits | $5.7B | $7.7B |
| Location | Sandy, Utah | Salt Lake City, Utah |
Wex Bank has a stronger Bank Health Score of 92/100 (A) compared to Bmw Bank of North America at 92/100 (A), a difference of 0 points. Wex Bank holds a Tier 1 capital ratio of 13.10% and an NPL ratio of 0.55%.