BMW BANK OF NORTH AMERICA
SALT LAKE CITY, UTAH · FDIC Cert #35141
Capital & Safety Analysis
According to FDIC financial data, BMW BANK OF NORTH AMERICA holds a Tier 1 capital ratio of 15.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BMW BANK OF NORTH AMERICA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BMW BANK OF NORTH AMERICA shows strong financial health indicators. With $12.1B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BMW BANK OF NORTH AMERICA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BMW BANK OF NORTH AMERICA holds $12.1B in total assets and $7.7B in total deposits. It is located in SALT LAKE CITY, UTAH (FDIC Certificate #35141).
BMW BANK OF NORTH AMERICA has a Tier 1 capital ratio of 15.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 2.87%.
Yes. BMW BANK OF NORTH AMERICA is FDIC-insured (Certificate #35141). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.