Western Bank vs Bessemer Trust Co
Side-by-side bank health comparison using FDIC financial data
Verdict
Western Bank has a stronger Bank Health Score of 100/100 (A) compared to Bessemer Trust Co at 100/100 (A), a difference of 0 points. Western Bank holds a Tier 1 capital ratio of 14.90% and an NPL ratio of 0.00%.
| Metric | Western Bank | Bessemer Trust Co |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.9% | 33.6%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 30.0% | 35.0%* |
| Return on Assets Profitability metric (above 1% is strong) | 3.2% | 7.5%* |
| Total Assets | $341M | $502M |
| Total Deposits | $314M | $380M |
| Location | Artesia, New Mexico | Woodbridge, New Jersey |
Western Bank has a stronger Bank Health Score of 100/100 (A) compared to Bessemer Trust Co at 100/100 (A), a difference of 0 points. Western Bank holds a Tier 1 capital ratio of 14.90% and an NPL ratio of 0.00%.