WESTERN BANK
ARTESIA, NEW MEXICO · FDIC Cert #16720
Capital & Safety Analysis
According to FDIC financial data, WESTERN BANK holds a Tier 1 capital ratio of 14.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTERN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTERN BANK shows strong financial health indicators. With $341M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTERN BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 14.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTERN BANK holds $341M in total assets and $314M in total deposits. It is located in ARTESIA, NEW MEXICO (FDIC Certificate #16720).
WESTERN BANK has a Tier 1 capital ratio of 14.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.21%.
Yes. WESTERN BANK is FDIC-insured (Certificate #16720). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.