Wells Fargo Nb West vs First National Bank of Ely
Side-by-side bank health comparison using FDIC financial data
Wells Fargo Nb West (A) and First National Bank of Ely (A) are close on the BankHealth rubric. Asset bases: $12.0B versus $118M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Wells Fargo Nb West has a stronger Bank Health Score of 91/100 (A) compared to First National Bank of Ely at 90/100 (A), a difference of 1 points. Wells Fargo Nb West holds a Tier 1 capital ratio of 38.7% and an NPL ratio of 0.83%.
| Metric | Wells Fargo Nb West | First National Bank of Ely |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 38.7%* | 11.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.8% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 49.9% | 87.0%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.0% | 1.8%* |
| Total Assets | $12.0B | $118M |
| Total Deposits | $10.3B | $114M |
| Location | Las Vegas, Nevada | Ely, Nevada |
Wells Fargo Nb West has a stronger Bank Health Score of 91/100 (A) compared to First National Bank of Ely at 90/100 (A), a difference of 1 points. Wells Fargo Nb West holds a Tier 1 capital ratio of 38.7% and an NPL ratio of 0.83%.