U S Bank Trust Co NA vs Lewis&Clark Bank
Side-by-side bank health comparison using FDIC financial data
U S Bank Trust Co NA (A) and Lewis&Clark Bank (A) are close on the BankHealth rubric. Asset bases: $2.2B versus $385M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
U S Bank Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Lewis&Clark Bank at 92/100 (A), a difference of 8 points. U S Bank Trust Co NA holds a Tier 1 capital ratio of 89.2% and an NPL ratio of 0.00%.
| Metric | U S Bank Trust Co NA | Lewis&Clark Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 89.2%* | 20.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 66.1%* | 43.0% |
| Return on Assets Profitability metric (above 1% is strong) | 27.2%* | 0.1% |
| Total Assets | $2.2B | $385M |
| Total Deposits | $0 | $266M |
| Location | Portland, Oregon | Oregon City, Oregon |
U S Bank Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Lewis&Clark Bank at 92/100 (A), a difference of 8 points. U S Bank Trust Co NA holds a Tier 1 capital ratio of 89.2% and an NPL ratio of 0.00%.