Stafford Savings Bank vs Connecticut Cmty Bank NA
Side-by-side bank health comparison using FDIC financial data
Stafford Savings Bank (A) and Connecticut Cmty Bank NA (A) are close on the BankHealth rubric. Asset bases: $415M versus $550M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Stafford Savings Bank has a stronger Bank Health Score of 97/100 (A) compared to Connecticut Cmty Bank NA at 84/100 (A), a difference of 13 points. Stafford Savings Bank holds a Tier 1 capital ratio of 32.5% and an NPL ratio of 0.45%.
| Metric | Stafford Savings Bank | Connecticut Cmty Bank NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 97/100 (A)* | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 32.5%* | 12.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.5%* | 0.9% |
| Liquidity Ratio Cash and liquid assets vs obligations | 82.2%* | 38.1% |
| Return on Assets Profitability metric (above 1% is strong) | 10.1%* | 1.0% |
| Total Assets | $415M | $550M |
| Total Deposits | $183M | $470M |
| Location | Stafford Springs, Connecticut | Norwalk, Connecticut |
Stafford Savings Bank has a stronger Bank Health Score of 97/100 (A) compared to Connecticut Cmty Bank NA at 84/100 (A), a difference of 13 points. Stafford Savings Bank holds a Tier 1 capital ratio of 32.5% and an NPL ratio of 0.45%.