Skowhegan Savings Bank vs Aroostook County Fs&La
Side-by-side bank health comparison using FDIC financial data
Verdict
Skowhegan Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Aroostook County Fs&La at 91/100 (A), a difference of 2 points. Skowhegan Savings Bank holds a Tier 1 capital ratio of 20.20% and an NPL ratio of 0.27%.
| Metric | Skowhegan Savings Bank | Aroostook County Fs&La |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 91/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 20.2%* | 17.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 28.2% | 28.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 0.4% |
| Total Assets | $881M | $190M |
| Total Deposits | $709M | $166M |
| Location | Skowhegan, Maine | Caribou, Maine |
Skowhegan Savings Bank has a stronger Bank Health Score of 93/100 (A) compared to Aroostook County Fs&La at 91/100 (A), a difference of 2 points. Skowhegan Savings Bank holds a Tier 1 capital ratio of 20.20% and an NPL ratio of 0.27%.