Salyersville National Bank vs Peoples Bank Mt Washington
Side-by-side bank health comparison using FDIC financial data
Verdict
Salyersville National Bank has a stronger Bank Health Score of 98/100 (A) compared to Peoples Bank Mt Washington at 96/100 (A), a difference of 2 points. Salyersville National Bank holds a Tier 1 capital ratio of 25.29% and an NPL ratio of 0.11%.
| Metric | Salyersville National Bank | Peoples Bank Mt Washington |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 25.3%* | 14.1% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 41.1%* | 35.1% |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 1.6% |
| Total Assets | $141M | $115M |
| Total Deposits | $108M | $105M |
| Location | Salyersville, Kentucky | Mount Washington, Kentucky |
Salyersville National Bank has a stronger Bank Health Score of 98/100 (A) compared to Peoples Bank Mt Washington at 96/100 (A), a difference of 2 points. Salyersville National Bank holds a Tier 1 capital ratio of 25.29% and an NPL ratio of 0.11%.