Roxboro Savings Bank SSB vs Jackson Savings Bank SSB
Side-by-side bank health comparison using FDIC financial data
Verdict
Roxboro Savings Bank SSB has a stronger Bank Health Score of 95/100 (A) compared to Jackson Savings Bank SSB at 90/100 (A), a difference of 5 points. Roxboro Savings Bank SSB holds a Tier 1 capital ratio of 41.37% and an NPL ratio of 0.33%.
| Metric | Roxboro Savings Bank SSB | Jackson Savings Bank SSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 90/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 41.4% | 53.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3%* | 0.4% |
| Liquidity Ratio Cash and liquid assets vs obligations | 43.7%* | 35.4% |
| Return on Assets Profitability metric (above 1% is strong) | 1.2%* | 0.0% |
| Total Assets | $328M | $29M |
| Total Deposits | $266M | $22M |
| Location | Roxboro, North Carolina | Sylva, North Carolina |
Roxboro Savings Bank SSB has a stronger Bank Health Score of 95/100 (A) compared to Jackson Savings Bank SSB at 90/100 (A), a difference of 5 points. Roxboro Savings Bank SSB holds a Tier 1 capital ratio of 41.37% and an NPL ratio of 0.33%.