Raymond James Trust NA vs Canandaigua Natl Tr Co of Fl
Side-by-side bank health comparison using FDIC financial data
Raymond James Trust NA (A) and Canandaigua Natl Tr Co of Fl (A) are close on the BankHealth rubric. Asset bases: $67M versus $5M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Raymond James Trust NA has a stronger Bank Health Score of 100/100 (A) compared to Canandaigua Natl Tr Co of Fl at 100/100 (A), a difference of 0 points. Raymond James Trust NA holds a Tier 1 capital ratio of 86.0% and an NPL ratio of 0.00%.
| Metric | Raymond James Trust NA | Canandaigua Natl Tr Co of Fl |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 86.0% | 102.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 78.4% | 92.9%* |
| Return on Assets Profitability metric (above 1% is strong) | 27.8%* | 18.8% |
| Total Assets | $67M | $5M |
| Total Deposits | $0 | $0 |
| Location | Saint Petersburg, Florida | Sarasota, Florida |
Raymond James Trust NA has a stronger Bank Health Score of 100/100 (A) compared to Canandaigua Natl Tr Co of Fl at 100/100 (A), a difference of 0 points. Raymond James Trust NA holds a Tier 1 capital ratio of 86.0% and an NPL ratio of 0.00%.