Private Trust Co NA vs Nationwide Trust Co FSB
Side-by-side bank health comparison using FDIC financial data
Private Trust Co NA (A) and Nationwide Trust Co FSB (A) are close on the BankHealth rubric. Asset bases: $28M versus $152M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Verdict
Private Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Nationwide Trust Co FSB at 100/100 (A), a difference of 0 points. Private Trust Co NA holds a Tier 1 capital ratio of 91.9% and an NPL ratio of 0.00%.
| Metric | Private Trust Co NA | Nationwide Trust Co FSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 91.9% | 95.0%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 89.2%* | 76.0% |
| Return on Assets Profitability metric (above 1% is strong) | 30.2%* | 17.0% |
| Total Assets | $28M | $152M |
| Total Deposits | $0 | $500K |
| Location | Cleveland, Ohio | Columbus, Ohio |
Private Trust Co NA has a stronger Bank Health Score of 100/100 (A) compared to Nationwide Trust Co FSB at 100/100 (A), a difference of 0 points. Private Trust Co NA holds a Tier 1 capital ratio of 91.9% and an NPL ratio of 0.00%.