Oregon Pacific Bk DBA or Pac vs Pioneer Trust Bank NA
Side-by-side bank health comparison using FDIC financial data
Verdict
Oregon Pacific Bk DBA or Pac has a stronger Bank Health Score of 88/100 (A) compared to Pioneer Trust Bank NA at 86/100 (A), a difference of 2 points. Oregon Pacific Bk DBA or Pac holds a Tier 1 capital ratio of 14.35% and an NPL ratio of 0.05%.
| Metric | Oregon Pacific Bk DBA or Pac | Pioneer Trust Bank NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 88/100 (A)* | 86/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.3% | 15.7%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 23.3%* | 18.3% |
| Return on Assets Profitability metric (above 1% is strong) | 1.3% | 2.9%* |
| Total Assets | $772M | $668M |
| Total Deposits | $680M | $570M |
| Location | Florence, Oregon | Salem, Oregon |
Oregon Pacific Bk DBA or Pac has a stronger Bank Health Score of 88/100 (A) compared to Pioneer Trust Bank NA at 86/100 (A), a difference of 2 points. Oregon Pacific Bk DBA or Pac holds a Tier 1 capital ratio of 14.35% and an NPL ratio of 0.05%.